Cormack-Routhier Agency, Inc.
1 Harry Street
Cranston, RI 02907

401-433-7531
Fax: 401-944-7360

Coastal Insurance in New England and Florida

Safeguarding the Assets of Residents and Businesses Along the East Coast

Living along the coast certainly has its perks – from waterfront views to coastal activities. However, a specific set of risk also exists for our clients in Rhode Island and communities along the East Coast.

At Cormack-Routhier Agency, Inc., we specialize in administering insurance protection specific to the needs of individuals located along the coast. Like the coastal homes and businesses we secure, the steady hand of an experienced individual constructs our policies. In fact, our agents work directly with the clients they serve, determining what coverage works best for them and where their risk resides.

About Our Coastal Insurance Offerings, Including Property, Flood, and Boat Insurance

We understand the unique exposures and liabilities facing coastal residents and business owners – from wind and hurricane damage to flooding. As an agency, we partner with a selection of nationally renowned carriers, such as Nationwide Insurance, Ironshore, and Lloyd’s of London. These partnerships translate into reliable insurance protection for our coastal clientele.  

Property insurance and general liability coverage acts as the foundation of our personal and commercial product lines. For coastal clients, however, an investment in flood insurance is also traditionally recommended. Together, we will determine if your property is located in a flood zone; if so, we can develop protection courtesy of private flood carriers or the National Flood Insurance Program. Overall, we have been able to save clients 40 percent on flood insurance premiums. 

The range of coverages accessible for coastal residents and businesses includes, but is not limited to:

  • Property Insurance
  • General Liability
  • Flood Insurance
  • Boat Insurance
  • Auto Insurance

If possible, we like to meet with each client before administering a coastal insurance policy. To learn more about our products and services, please contact an agent.

Ever Consider, ‘Is Coastal Insurance Available Near Me?’

Whether you are looking to safeguard your waterfront home or a business along the coast, we can assist in developing comprehensive insurance protection. On the commercial side, our current clientele consists of coastal hotels, restaurants, and retail stores.

Even after a policy is in place, our agents will continue monitoring coverage opportunities and rates. In fact, we have an automated calendar that indicates when policies are up for renewal approximately three months in advance. Our agents can also assist in reviewing and meeting bank loan requirements.

To get started on a policy, request a quote at your convenience.

Additional Resources:

  1. Insurance Information for Rhode Islands Residents (Rhode Island Department of Business Regulation)
  2. Insurance Purchasing Guides (National Association of Insurance Commissioners (NAIC))
  3. Small Business Tips and Information (U.S. Small Business Administration)